RewardTraqPremium Optimizer
Ultimate Rewards Tracker

Stop leaving Amex CreditsBenefits on the table.

The sophisticated optimizer for U.S. Amex Gold and Platinum cardholders. Sync your transactions securely via Plaid and track every monthly, quarterly, and annual credit automatically.

By signing in, you agree to our Terms of Service and Privacy Policy. Your financial data is encrypted at rest.

Plaid Integrated

Connect securely to your Amex account in seconds. We use bank-level encryption to sync your transactions in read-only mode.

Rules-Based Engine

Our proprietary engine identifies merchants like Grubhub, Disney+, and Saks automatically, assigning spend to the right credit window.

Urgent Alerts

Never lose a $10 dining credit again. Get precise notifications when benefits are at risk of expiring at the end of the month.

Stop Wasting $1,500+ in Annual Value.

Amex rewards are designed to be difficult to track. "Dining Credits," "Digital Entertainment," and "Saks" perks all have different reset periods. RewardTraq automates the tedium, ensuring you get every dollar you pay for.

  • Side-by-side Gold & Platinum tracking
  • Automated historical capture analysis
  • Smart expiration count-downs
  • 100% transparent transaction matching
Live Optimization Dashboard

Total Protection in 3 Steps

01

Secure Login

Sign in with Google. We use bank-grade OAuth to verify your identity safely.

02

Plaid Bridge

Create a read-only link to your transactions. Your login data never leaves your device.

03

Never Miss Out

View real-time progress of all credits. Get alerts before benefits expire forever.

Optimized for Your Premium Wallet

Supported by our high-fidelity matching engine

Gold Card

Amex Gold Optimizer

Automatically tracks the $120 Dining Credit and $120 Uber Cash annually. Never miss a monthly Grubhub or Cheesecake Factory meal.

12 Active Rules
Platinum

Amex Platinum Master

Handles the complex $240 Digital Entertainment, $200 Hotel, $200 Airline, and $100 Saks credits. Full visibility into your semi-annual windows.

28 Active Rules

"RewardTraq paid for itself in the first week. I realized I had missed my $10 Dining credit 3 months in a row. Not anymore!"

J

Jessica R.

Amex Gold Member

"The airline incidental credit is so tricky to track. This tool makes it transparent. The Plaid integration is smooth and secure."

M

Michael K.

Amex Platinum Member

"Finally, a tool that respects privacy. No bank logins stored, just pure optimization. Every premium cardholder needs this."

D

David L.

Premium Rewards Enthusiast

AES-256 Encrypted
Read-Only Access
Plaid Verified